Bicycle & Cyclist Liability Insurance

We designed Sundays Insurance specifically for cyclists. As cyclists ourselves we live with the risks cyclist face every day. That is why we give you the option to cover your bicycle and yourself. If you do need to make a claim, we try to get you back on your bicycle as quickly as possible. That is why we make sure our claims team are experts in their field.

A blurry photo of a person riding a bike

What we cover

Get cover that's as versatile as your cycling lifestyle.
Theft

You are covered for theft of your bicycle from your home and away from the home. Security conditions apply. When not stored in your locked garage, shed or home you must remember to lock your bicycle with an approved lock.

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Accidental damage

Accidents happen like driving into your garage with your bike on the roof rack. Ouch! With Sundays you are covered for accidental damage to your bicycle.

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Crash damage

Crash your bike racing, training or commuting? It is something none us like to dwell on. With Sundays Insurance you are covered for crash damage to your bicycle, no matter how it occurred.

In transit

Entrusting your bicycle to an airline or a courier is risky business. With Sundays, it is no problem: we will cover your bicycle for loss or damage in transit, so you can have peace of mind while travelling.

Roof rack cover

Yes, it can happen to the best of us! Make sure your bicycle is covered when you transport it on a bicycle rack either on your roof or on the back of your car.our bike for an accident while you participate in a race, a charity event or any organised ride.

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Racing

We will cover your bike for an accident while you participate in a race, a charity event or any organised ride.

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Worldwide travel

Travelling outside of Australia with your bike? Our policy offers you automatic coverage for up to 90 days when you go overseas.

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Extra wheelsets

Do you race or train on a second set of wheels? Add your additional wheelsets to your policy and be covered for them.

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Accessories

You can add accessories like cycling computers and GPS’s, Saddle bags etc to your policy to make sure that they are covered as well.

A man riding a bike down a street

Cyclist insurance

From local races to worldwide adventures
Despite your best efforts, accidents can happen with other road users while you're cycling.

With our Cyclist Insurance, you’re protected with liability coverage up to $20,000,000.
Should you accidentally cause damage to property or injure someone while riding,
you can ride easy knowing you’re covered.

Simplify your decision-making with this comparison

SUNDAYS
Home Insurance
Accidental damage
Not likely
Worldwide travel - 90 days
Not likely
Racing coverage
Not likely
Damage in transit - baggage handlers
Not likely
Pedal assist electric bicycles
Not likely
Listed accessories
Not likely
New for old two years
Not likely
Vandalism away from home
Not likely
Theft away from home
Not likely
Multi-bike discount
Third party bodily injury and property damage liability
Not likely
No premium increase for claims
Not likely

Sundays vs. Other bicycle insurers

Sundays Insurance
Spoke
Markel
$2000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$5000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
*Comparison data current as at September 2024 and does not include all Home & Contents insurers or products in the market.